Your pharmacy built the wealth.
We write the prescription to protect and grow it.
Rx Wealth Advisory provides personal and corporate financial planning built specifically around pharmacy ownership — for new owners, established owners, and owners preparing to sell. Serving the GTA, Golden Horseshoe, and Southern Ontario.
Financial Clarity.
Generic advisors don't speak pharmacy.
Dispensing fees, banner group agreements, buy-sell financing, professional corporations — your finances aren't like a typical small business owner's. Your advisor shouldn't treat them that way either.
Built for your world
Every strategy accounts for how pharmacy ownership actually works — from acquisition financing to banner group structures.
Personal + Corporate, together
Your professional corporation and your personal wealth are planned as one connected picture.
From Pharmacy Ownership to Financial Independence
Helping you turn the value you've built in your business into the future you want beyond it.
The Rx Wealth Check-Up
Six quick questions to see where your pharmacy's finances stand today — and where the biggest opportunities are.
A plan written for your stage — not a generic template.
Every pharmacy owner's financial priorities shift with the stage of ownership. Here's how we approach each one.
New Owners
"Did I overextend myself? Can I actually afford this?"
Cash flow structuring, acquisition debt strategy, corporate setup, and insurance from day one.
Established Owners
"My personal wealth isn't growing as fast as my business."
Corporate tax minimization, holding company strategy, investment diversification, estate planning.
Pre-Exit Owners
"Will I get what this business is worth — and what happens to me after?"
Exit and sale planning, capital gains and LCGE strategy, post-sale retirement income design.
Comprehensive planning, under one roof.
Tax Strategy & Minimization
Holding companies, retained earnings, corporate structuring.
Wealth Management
Growing personal net worth independent of the pharmacy.
Retirement Planning
A clear income plan whether stepping back or selling.
Insurance Planning
Life, disability, and critical illness coverage — plus buy-sell agreements for co-owned pharmacies.
Estate Planning
Wills, trusts, succession structuring.
Sale & Exit Planning
Structuring the sale to maximize proceeds, minimize tax.
Acquisition & Debt Strategy
Purchase financing and paydown strategy.
Investment Planning
Diversified portfolios outside the pharmacy.
A clear process, from first conversation onward.
Your Situation
Understanding your pharmacy, your stage, and what's keeping you up at night.
Your Plan
A custom plan for your stage, with clear steps to execute it.
Monitor & Review
We review and adjust as your pharmacy and life evolve.
"I've never had a financial planner so invested in the best interest of their clients. He has been with me since 2009 for all my necessary needs — including setting up potential buyers for my business."
Let's find out where you stand.
A free 20-minute check-in — no pressure, no jargon. Just clarity on where your pharmacy's finances stand today.
Book Your Free Check-InThe Pharmacy Owner's
Wealth Blueprint
Get the Wealth Blueprint — free.
A practical, 10-page guide built specifically for pharmacy owners. Score your own financial position, learn the 8 numbers you should always know, and get a clear checklist for the years before you sell.
- A self-assessment scorecard to see where you stand today
- The 8 financial numbers every pharmacy owner should track
- A pharmacy valuation and exit-readiness worksheet
- The 5–10 years before you sell, mapped out step by step
Tell me where you're at.
New owner, established, or thinking about selling — a quick note is all I need to get started.